Enjoy perfect coverage with HKVA
Skipper Liability Insurance
Carefree enjoyment of boating. Those who pursue this exciting hobby on the seas may also appreciate an underwriting agency on land that can offer a suitable and reliable skipper Liability insurance. HKVA - Hanseatische Kasko Versicherungsagentur - is one such underwriting agency that can design the ideal skipper liability policy, even for complex profiles. Our compact overview provides you with the most important information. If you have any specific questions, our team of insurance specialists is at your disposal to provide you with answers and further advice.
Protected in the event of a claim - with skipper liability insurance
If you charter a sailing or motor yacht for your trip, you as the skipper are responsible for everything on board. The charter party usually states that the chartered vessel is covered by liability and Hull insurance. So why do you need skipper Liability insurance? We at HKVA recommend skipper Liability insurance because it can provide crucial additional protection in the event of a claim. In certain cases, the sum insured or scope of cover of the yacht's existing insurance may be insufficient, or the charter yacht's own boat liability or Hull insurance may refuse to pay. Our skipper Liability insurance conveniently covers these risks for you.
Property damage and personal injury covered by skipper liability insurance
What does skipper insurance offer you? A whole range of attractive benefits! Of course, damage caused by the use of the chartered motor yacht or sailboat is naturally included. In addition, the use of dinghies by the skipper and crew as well as damage to third parties is also fully covered. Skipper insurance also covers liability claims by crew members who are on board with the skipper. In addition, skipper Liability insurance provides convenient protection in the event of charter cancellation, impoundment, hotel and travel costs, and financial losses.
Scope of coverage of our skipper liability insurance
Skipper Liability insurance features wide-ranging protection for anyone who engages in waterborne activities as a skipper. We have summarised everything for you in this overview:
- Liability insurance for personal injury and property damage up to EUR 5.5 million
- Hull damage to the chartered yacht (gross negligence) without any limit on the amount
- Liability claims among crew members
- Security deposits and bail payments up to EUR 75,000
- Costs incurred by loss of charter income up to EUR 35,000.00.
- Costs for transfers and hotels up to EUR 1,500.00.
- No restriction on the duration of charter trips (annual cover)
If you have any questions about specific conditions, such as ‘gross negligence’, our team is happy to provide you with further information.
Skipper liability insurance – Who should get cover?
Do you want to protect yourself against financial difficulties? Then the experts at HKVA really recommend skipper Liability insurance. It not only protects you from unforeseen financial consequences in the event of a claim, but also shows your responsibility for the motor yachts and sailboats you charter and your appreciation for the people who accompany you on your trip. It is essential to us that we do not just offer you any ‘off-the-shelf’ skipper Liability insurance. Our aim is to provide tailor-made insurance cover that offers you genuine, all-round and long-term benefits.
Interested in liability insurance for skippers?
Good consultation is essential for optimal insurance coverage. Every ship relies on the skills of its captain. Think of our underwriting agency as your “captain” for ideal insurance services. Take advantage of our introductory consultation with our hand-picked team of experts. This initial session is free of charge and, of course, non-binding. We can provide you with professional advice on the insurance cover that will give you the best possible protection. Our team looks forward to hearing from you about your interest in tailor-made skipper Liability insurance!