Boat liability insurance

In Germany, boat liability insurance is not compulsory! However, we at HKVA strongly recommend that you always take out Liability insurance, because: If you damage a third party's property with your boat, you are liable for the full amount with all your assets. boat liability insurance offers you comprehensive protection. In countries such as Italy and Croatia, it is mandatory: you must provide proof of existing Liability insurance.
Boating Liability insurance provides insurance coverage in respect of the ownership and usage of the boat insured under the policy in the event that you are held liable for damage under statutory liability provisions. With boat liability insurance, you can put the insurance costs into perspective, as they are reasonably priced in relation to the relevant amounts of possible damage.

As a diligent and well-established insurance agency, we can offer you Comprehensive insurance coverage with our boat liability insurance. The insurance covers personal injury, property damage, financial loss, and environmental damage, as well as water pollution and the defense of unjustified claims made against you. The insurance coverage accompanies you on all waves and tides – worldwide!

The insurance also covers damage to rented storage rooms and jetties, liability claims arising from the ownership and use of a trailer, liability claims from contractors and workers arising from accidents caused by work carried out on the vessel, liability claims arising from the use of dinghies belonging to the vehicle up to 25HP, liability claims arising from towing water skiers and parasailers, as well as liability claims arising from the use of a borrowed or chartered boat, including the dinghy, which is operated by the policyholder themselves (provided that no compensation can be claimed from the boat liability insurance of the borrowed or chartered boat).