Why do I need insurance for my houseboat?
Houseboat Insurance
Why do I need insurance for my houseboat?
Our insurance cover offers you the best solution to protect you in the event of damage. We insure you and your houseboat against all risks from A to Z with our boat liability and Hull insurance. Houseboat insurance is a must for anyone who values safety on the water and protection in the event of damage. Safeguard yourself against financial risks and protect yourself from unforeseeable costs!
Why choose our houseboat hull insurance?
Houseboat Hull insurance protects you against financial risks arising from damage to your own boat caused by your own fault or that of others, i.e. also by third parties. We offer you tailor-made Hull insurance for your houseboat, so that your houseboat is adequately protected against risks such as fire, accidents, storm, or theft - even of individual items on board. Our cover is an all-risk insurance that protects you in your particular sailing area and also at your permanent berth or anchorage.
Advantages of our hull insurance
- No “new for old” deduction
- Customized sailing areas
- No deductible for many types of damage“
- Salvage/wreck removal/disposal/towing costs are covered up to EUR 5.000.000,00
- 24-hour claims hotline
- Search/rescue/recovery operations in the event of an accident involving a crew member up to EUR 20,000
- Personal effects up to EUR 5,000 free of charge
- Customized deductibles/lower or even no deductibles for multiple incidents
- No-claims discount of up to 40%
- Uncontestable fixed value
- etc.
Our insurance coverage protects the costs of your sailboat against the following events, for example:
- Fire, lightning strike, explosions
- Storm damage, force majeure
- Theft, burglary
- Accidents, collisions
- Vandalism
- Osmosis damage (within the first 24 months)
- etc.
Every houseboat is unique - your boat insurance should be as well. We insure a fixed value. The fixed value is the current value of the items to be insured at the time the contract is concluded. For new boats, this corresponds to the purchase price. The insured value is considered an “indisputable value”. This means that any objection of underinsurance is excluded.
How much does houseboat hull insurance cost?
We are often asked for our general pricing. But with us, there is no such flat rate - you only pay a premium specifically calculated on the agreed sum insured. Of course, you also have the option of arranging quarterly payments, for example. We would be happy to provide you with a quote.
Why choose our houseboat liability insurance?
Houseboat Liability insurance is one of the most important insurances for recreational boat users. It provides you with basic coverage against financial risks arising from damage caused to third parties at your own fault while operating your houseboat. It also offers extremely valuable support in defending against unjustified claims made against you or your crew. We offer a coverage amount for personal injury, property damage, and financial loss of up to €15 million. Insurance coverage is worldwide. Covered damage does not always have to be caused by a collision or accident, but can also be caused, for example, by a fire originating from your houseboat.
Why choose our houseboat liability insurance?
Houseboat Liability insurance is one of the most important insurances for recreational boat users. It provides you with basic coverage against financial risks arising from damage caused to third parties at your own fault while operating your houseboat. It also offers extremely valuable support in defending against unjustified claims made against you or your crew. We offer a coverage amount for personal injury, property damage, and financial loss of up to €15 million. Insurance coverage is worldwide. Covered damage does not always have to be caused by a collision or accident, but can also be caused, for example, by a fire originating from your houseboat.