HKVA – Your underwriting agency for highest demands
Moving forward with power of attorney. This perfectly describes how German underwriting agencies support their customers with tailor-made insurance coverage. This applies in particular to owners of ships and boats that sail the world's oceans, whether for private or commercial use. As a traditional agency in Bremen, we always have the sea breeze at our doorstep and share your passion for shipping. As a hand-picked insurance underwriter, HKVA offers all its expertise to ensure that you are ideally protected in your profession or sporting hobby.
In this brief overview, we present our expertise and experience as an underwriting agency and explain the difference between an underwriting agency and a broker. If you have any questions, please feel free to contact our team.
What sets us apart as an underwriting agency
What sets us apart as an underwriting agency? What makes us stand out as your insurance provider in Bremen? As an independent partner to many rated insurance companies around the globe, we are established agents in Germany with numerous powers of attorney. These include, for example, powers of attorney for taking out various types of marine insurance as well as the authority to handle claims worldwide – at the best terms for you. Because it is you, our customers, who benefit in the long term from our close cooperation with first-class partners in the insurance business. Renowned insurers also benefit when they cooperate with us as a diligent underwriting agent: in an increasingly complex international market, we take the pressure off insurance companies and keep their fixed costs low.
The difference between underwriting agencies and brokers
In the insurance industry, both insurance agents and brokers play an important role in providing customized insurance coverage. But as is often the case, the devil is in the details, and there are subtle but significant differences that one should be aware of. A broker's job is to find you insurance. It is up to the broker to identify insurance companies that meet your requirements in terms of rates and benefits. The broker acts as an advisor and is your point of contact for concluding or amending contracts.
Underwriting agencies in Germany take on the tasks of insurance companies. We act on their behalf, with the authority they grant us within the framework of a trusted cooperation. We perform the services we undertake for the insurance companies conscientiously, to the satisfaction and for the benefit of both of our valuable partners – you, and the respective insurer from whom you receive contractual coverage in the event of a claim.
Good reasons for choosing an underwriting agency
Our expertise – your advantage: We combine the large underwriting capacity of national and international insurance companies with our broad expertise in marine insurance. We are also well versed in the legal guidelines governing claims settlement worldwide. As an underwriting agency, we are happy to take action on your behalf – tailored to your individual requirements.
An important element of our dedicated work is risk assessment by our qualified specialists. Thanks to our knowledge in the shipping industry, we are particularly well suited to perform this type of evaluation. This provides an ideal basis for agreeing premiums and T&C, on which we can also offer you our renowned advice as a well-established insurance agency in Germany. When it comes to settling claims and pursuing legal recourse, HKVA also provides support with its systematic assertive approach. We also assist you with other administrative tasks. Always professional. Always tailored to your needs. And always personal.
Find out more about the services offered by our insurance agency in Bremen.
We appreciate your interest in placing your trust in us as a professional and reliable insurance broker. Our experts are here to help!