Be prepared for litigation
Yacht legal expenses insurance:
Yacht legal expenses insurance:
Worry-free in case of an emergency. If you value peace of mind in the event of a legal dispute, Hanseatische Kasko Versicherungsagentur (HKVA) recommends high-quality legal expenses protection tailored to your needs. Having the best legal protection for your boat or yacht is essential as the causes of legal disputes are manifold and often have expensive and time-consuming consequences. With our Legal expenses insurance for boats and yachts, you are on the safe side: in the event of legal disputes relating to your boat or yacht, an expert lawyer will assist you within the scope of your individual contract, representing your interests with proven expertise and assertiveness.
When is boat legal expenses insurance needed?
Looking at some examples of claims quickly shows how boating Legal protection insurance can be a smart investment for you. Here's a classic scenario that often leads to legal trouble: You buy a second-hand boat, only to find out it's had more previous owners than stated by the seller and has hidden accident damage. In such a case, it is important that you have boat legal expenses cover for the upcoming legal dispute, which covers costs of disputes in contract and property law within the scope of an agreed sum insured.
We recommend that you carefully check any existing legal expenses cover for this: Does your private Legal expenses insurance pay out if the guilty party is non-compliant and does not settle the claim? If not, we will use our extensive expertise to ensure that you receive the best possible Legal protection insurance for your boat. By the way: Watercraft are rarely automatically covered by standard Legal protection insurance. We can provide you with competent and reliable advice on this matter.
Legal expenses insurance for boats: What is insured?
With Legal expenses insurance for your boat or yacht, we offer you a suitable insurance solution – for example, in your private life, at work, and/or in the field of transport law. Legal expenses insurance covers various types of claims. The cover extends to most important areas of law. Important examples of this are tort law and labor law. It is important that the scope of your boating Legal expenses insurance is always tailored to your individual circumstances. As one of Germany's hand-picked underwriters for the yachting business, we will do this for you.
The advantages of legal expenses insurance
As a boat owner, you receive comprehensive services from our legal protection: It includes compensation for damages, costs arising from criminal offenses and administrative offenses, tax legal protection in court, administrative legal protection in traffic matters, disciplinary and professional legal protection, social court legal protection, and offenses arising from contract and property law. As a special service, we also offer you the “Best Care” initial telephone consultation with a consistent, dedicated contact person throughout the entire processing of your claim.
Boating legal protection: What costs are covered?
Legal disputes can be expensive. However, the coverage provided by your boat Legal protection insurance is pleasingly wide-ranging. Your lawyer's legal fees are covered, as are the costs of courts and bailiffs. Compensation for witnesses and experts called by the court is also covered. The costs of the opposing party, if you are obliged to bear them, are also included in the boating legal protection.
In out-of-court proceedings, the usual remuneration of a technically competent surveyor is also included in the scope of our insurance. With regard to the costs of mediation, you can find the amount per insured event in § 4.1.3 of the General Legal Protection Conditions underlying your contract. The costs of arbitration or conciliation proceedings up to the amount of the fees that would be incurred if a court of first instance were to be called upon are also covered by the boating Legal protection insurance.